What is uninsured motorist (UM) coverage?

UM coverage is part of your auto insurance policy that protects you if you’re injured by a driver who doesn’t have insurance. It covers medical expenses, lost wages, and other damages.

Can I still recover compensation if the at-fault driver has no insurance?

Yes, you can recover compensation through your own uninsured motorist coverage or, in some cases, by filing a lawsuit against the at-fault driver.

What is underinsured motorist (UIM) coverage?

UIM coverage applies when the at-fault driver has insurance, but their policy limits are too low to cover your damages. It helps make up the difference between the at-fault driver’s insurance and your total expenses.

What should I do if the driver who hit me flees the scene?

If the driver flees the scene and is not identified, uninsured motorist coverage can still provide compensation, similar to an accident involving an uninsured driver.

Why should I consult with a personal injury attorney after an accident with an uninsured driver?

An attorney can help you navigate the claims process, ensure you receive fair compensation, and explore all possible avenues for recovery.

What if I Am Injured by a Car With No Auto Insurance?

November 7, 2024

Being injured in a car accident is stressful enough, but it can feel overwhelming if the at-fault driver doesn’t have auto insurance. However, you still have legal options to recover compensation for your injuries. In this video, Tabor Law Firm, LLP, experienced uninsured motorist attorneys in Indianapolis, explain what to do if you’re injured by an uninsured driver and how you can pursue the compensation you deserve.

By the end of the video, viewers will understand the steps to take if they’re injured by an uninsured driver and how to protect their legal rights and pursue compensation.

Contact an Indianapolis Uninsured Motorist Attorney Today

If you’ve been injured by a driver with no insurance, contact Tabor Law Firm, LLP in Indianapolis at 317-236-9000 or contact us online for a consultation. Our experienced uninsured motorist attorneys can help you explore your options and pursue the compensation you deserve.

Uninsured Motorist FAQs

What is uninsured motorist (UM) coverage? UM coverage is part of your auto insurance policy that protects you if you’re injured by a driver who doesn’t have insurance. It covers medical expenses, lost wages, and other damages.
Can I still recover compensation if the at-fault driver has no insurance? Yes, you can recover compensation through your own uninsured motorist coverage or, in some cases, by filing a lawsuit against the at-fault driver.
What is underinsured motorist (UIM) coverage? UIM coverage applies when the at-fault driver has insurance, but their policy limits are too low to cover your damages. It helps make up the difference between the at-fault driver’s insurance and your total expenses.
What should I do if the driver who hit me flees the scene? If the driver flees the scene and is not identified, uninsured motorist coverage can still provide compensation, similar to an accident involving an uninsured driver.
Why should I consult with a personal injury attorney after an accident with an uninsured driver? An attorney can help you navigate the claims process, ensure you receive fair compensation, and explore all possible avenues for recovery.