In the attached video, Jeff Tabor, managing partner of Tabor Law Firm in Indianapolis, explains the critical steps you should take if you’re involved in a car accident with an uninsured driver. Unfortunately, one in seven drivers in Indiana operate without insurance, making it essential to know your rights and how to protect yourself.
Immediate Steps to Take
The first and most important step after an accident is to call the police. The uninsured driver may try to persuade you not to involve authorities, but having an official police report will be crucial for your case. The police can document the scene, speak with both drivers, and create an accurate record of the incident.
Next, assess your health and safety. If you or anyone else is injured, do not hesitate to call 911 and seek medical attention. Even if injuries seem minor, getting checked by a professional is always a good idea.
Additionally, gather as much evidence as possible at the scene. Take photos of the other driver’s license plate, vehicle damage, and road conditions. Exchange information with the other driver and collect witness statements if possible. This documentation will be invaluable when filing a claim.
Understanding Your Insurance Options
If the at-fault driver is uninsured, you will need to file an uninsured motorist claim with your own insurance provider. This coverage, which you pay for as part of your policy, is designed to help you recover damages in situations like these. Contacting your insurance company promptly will ensure a smoother claims process.
Why You Need an Experienced Attorney
Navigating an uninsured motorist claim can be complex, and insurance companies may not always act in your best interest. That’s why consulting an experienced personal injury attorney is crucial. A skilled lawyer will protect your rights, negotiate with insurance companies, and ensure you receive the compensation you deserve.
If you’ve been involved in an accident with an uninsured driver, don’t wait—contact Tabor Law Firm today for a consultation. Protect your rights and get the justice you deserve. Call now or visit our website to learn more.
