Does homeowners’ insurance cover personal injury claims?

Yes, homeowners’ insurance typically covers personal injury claims, including medical expenses and legal fees, if the homeowner’s negligence caused the injury.

What types of coverage are available in homeowners’ insurance?

Liability coverage and medical payments coverage are the two primary types. Liability covers injuries due to negligence, while medical payments cover basic medical costs regardless of fault.

What happens if the insurance company denies my claim?

If your claim is denied, an attorney can help you negotiate with the insurer, appeal the decision, or file a lawsuit if necessary.

What factors influence the outcome of a claim?

The severity of the injury, the homeowner’s negligence, and the policy limits can all impact the outcome of your personal injury claim.

Why should I consult with an attorney after being injured on someone’s property?

An attorney can help you understand your rights, deal with the insurance company, and ensure you receive fair compensation for your injuries.

How Does Insurance Coverage Work in Cases Against Homeowners?

September 19, 2024

If you’ve been injured on someone else’s property, you might wonder how homeowners’ insurance comes into play and whether you can seek compensation. Understanding how insurance coverage works in cases against homeowners is crucial for pursuing a successful claim. In this video, Tabor Law Firm, LLP, experienced personal injury attorneys in Indianapolis, explain homeowners’ liability and how their insurance coverage may handle your injury claim.

By the end of the video, viewers will have a clear understanding of how homeowners’ insurance works in personal injury cases and the steps to take after being injured on someone else’s property.

Contact an Indianapolis Personal Injury Attorney Today

If you’ve been injured on someone else’s property and need legal advice on how to pursue an insurance claim, contact Tabor Law Firm, LLP in Indianapolis at 317-236-9000 or contact us online for a consultation. Our experienced personal injury attorneys can help you navigate the process and seek the compensation you deserve.

Personal Injury FAQs

Does homeowners’ insurance cover personal injury claims? Yes, homeowners’ insurance typically covers personal injury claims, including medical expenses and legal fees, if the homeowner’s negligence caused the injury.
What types of coverage are available in homeowners’ insurance? Liability coverage and medical payments coverage are the two primary types. Liability covers injuries due to negligence, while medical payments cover basic medical costs regardless of fault.
What happens if the insurance company denies my claim? If your claim is denied, an attorney can help you negotiate with the insurer, appeal the decision, or file a lawsuit if necessary.
What factors influence the outcome of a claim? The severity of the injury, the homeowner’s negligence, and the policy limits can all impact the outcome of your personal injury claim.
Why should I consult with an attorney after being injured on someone’s property? An attorney can help you understand your rights, deal with the insurance company, and ensure you receive fair compensation for your injuries.