When you’re involved in a car accident as a driver, you probably know what to do. But what happens if you’re a passenger in an Uber vehicle when it crashes?
Although liability in rideshare accidents is more complicated than in standard car accidents, the steps to follow after Uber passenger accidents are similar to those for other motor vehicle crashes.
Following the five steps below after an Uber collision can help protect your legal rights, determine rideshare liability, and seek accident compensation.
1. Report the Accident
Call the police to report the accident. An official police report can help document important information, such as driver negligence (speeding, running a red light, or other infractions). It may also state whether the driver was using the app at the time of the accident. This can impact the amount of coverage available in insurance claims.
Report the accident to the rideshare company. Lyft and Uber’s liability coverage for passenger injury during an active ride is $1 million. If another driver is at fault in an accident with an Uber or Lyft driver, you may be able to seek compensation from the at-fault driver.
2. Document the Collision
Even though rideshare companies provide generous insurance coverage, that doesn’t mean they approve claims easily. You want to have strong evidence to maximize your chances of pursuing fair compensation for your Uber passenger accident.
If you’re not too seriously injured, start collecting evidence at the accident scene. Take photos or videos of the vehicles involved, exchange information with the drivers, and request the contact details of any eyewitnesses. If you have visible injuries, photograph those as well.
3. Seek Medical Attention
After an Uber passenger accident, seeking prompt medical care is crucial. If you wait too long to visit your doctor, the insurance company may argue the accident didn’t cause your injuries.
Accept a medical evaluation at the scene if emergency personnel respond. If not, arrange for a medical exam within 24 hours of the accident. If any new symptoms develop days or weeks later, visit the doctor again to receive treatment and document your condition.
4. Communicate Cautiously
Remember that other parties’ insurance companies are not on your side. If they contact you after an Uber passenger accident, be careful what you say. Don’t admit fault, provide a written statement, or agree to a recorded statement before speaking to an attorney.
Also, make sure not to accept a settlement offer without consulting a lawyer. Even though the money may be tempting, quick settlement offers are nearly always low. If you accept one, you won’t be able to seek more money in the future — even if your injuries are more serious or expensive than you thought.
5. Contact a Car Accident Attorney
To protect your legal rights, consult with a personal injury attorney as soon as possible after the accident. Insurance companies often work to minimize their payouts. Rideshare accident lawyers are familiar with their tactics and know how to negotiate with them.
In addition, an attorney will do the following:
- Explain your compensation options
- Investigate the accident
- Determine liability
- Calculate your damages
- Fight for a fair settlement amount
Call Us for Legal Help After an Uber Passenger Accident
Don’t wait to contact an attorney if you were involved in an accident as a rideshare passenger. Indiana has a two-year statute of limitations for auto accidents. If you haven’t filed a claim before then, you typically lose your right to seek compensation.
Call Tabor Law Firm at 317-236-9000 or contact us online to request a free consultation today.
